Car salesman handing over car key

Used Car Financing in Lancaster, PA

If you've been searching for used cars, truck, or SUVs for sale near Lancaster, PA, but haven't been having luck, then we invite you to explore our inventory of pre-owned trucks, cars, vans and SUVs. We're proud to have an extensive selection of bad credit auto financing options and incredible used car prices that make it easier to get the vehicle you need. Our used car dealership in Lancaster, PA, doesn't want your credit history to get in the way of you finding your next set of wheels, so contact us to learn about all of the credit challenged car financing offers we have available.

Credit Approval

Our credit approval process makes it easy to get an auto loan that works for your budget. Whether you have bad credit or no credit, or you're a first-time buyer, we can help. Get started by applying for a loan using our secure online form. Simply provide us with some basic information, like your name, date of birth, and contact information, to get pre-approved in as little as 30 minutes.

You can also visit our dealership in Lancaster, Pennsylvania, to meet with one of our auto financial advisers. They'll walk you through each step of the process and explain your options so you can drive home with a great pre-owned vehicle and an APR you can afford. Are you still wondering if you're eligible for auto financing? Our partnership with Credit Acceptance allows us to approve loans for customers with:

  • Unemployment income.
  • Fixed income.
  • Multiple repossessions.
  • Self-employment.
  • Multiple open auto loans.
  • Bad credit.
  • No credit.
  • Non-related co-signers.
  • Temporary employment.
  • No minimum job or residence time.
  • Chapter 7 bankruptcy. 
  • Chapter 13 bankruptcy (with court/trustee approval).

We believe everyone deserves a second chance. At AutoOne Lancaster, we work hard to secure the best financing rates for all of our customers. Let us help you secure a loan that fits your budget and gets you behind the wheel of your next vehicle. 

Protect Your Investment

Protect your investment and build your credit while owning a great vehicle from AutoOne Lancaster. While routine maintenance and auto repairs are inevitable, you can prevent unexpected costs from eating a hole through your wallet by taking out the proper coverage. We offer several plans to ensure you get the most out of your next vehicle, including:

  • The Mechanic® Vehicle Service Contract: Protect yourself from costly repairs by selecting one of five levels of uninterrupted coverage with The Mechanic® Vehicle Service Contract. While your vehicle is in the shop, The Mechanic® Vehicle Service Contract also provides rental reimbursement and 24/7 emergency roadside assistance.
  • GAP Plan: If your car is stolen or totaled in an accident, you shouldn't be on the hook to keep making payments on your auto loan. A GAP Plan covers anything you still owe the lender after your insurance pays out, so you can focus on finding a new vehicle instead of paying off your last one.
  • Key Assist Plus - Motor Club Membership Program: Replacing keys can cost hundreds of dollars. With the Key Assist Plus - Motor Club Membership Program, you never have to worry about replacing or repairing lost, stolen, or damaged keys again. This program also provides 24-hour lockout assistance and 24-hour emergency roadside assistance.
  • Three For One - Road Hazard Protection: Avoid unplanned auto expenses by protecting your vehicle from some of the most common hazards. From wheel and tire fixes to paintless dent and windshield repairs, the Three For One - Road Hazard Protection has you covered.

Sell Us Your Car

Are you looking to sell your current vehicle? Get a cash offer for your used car, truck, sedan, van, or SUV at AutoOne Lancaster. We're looking to increase our inventory, and we're happy to appraise pre-owned vehicles of any make, model, or condition. If you have questions about whether you can sell a leased car or a vehicle you still owe money on, let us know. Our friendly staff at AutoOne Lancaster will answer all of your car-selling questions to make the process straightforward.

Value Your Trade

Simply fill out our secure online form to find out what your trade is worth. Enter your vehicle's make and model, VIN, and license plate number to get started. Within seconds, we'll provide you with your Trade‑In Value, so you have all the information you need about your current car before you begin shopping for your next ride. 

After you've used our online tool to get an estimate, bring your vehicle into our dealership in Lancaster, Pennsylvania, so our experts can take a peek under the hood. Once we conduct our appraisal, we'll provide you with a cash offer. Getting a fair market value for your used vehicle is that easy.

Trade In and Trade Up

 Are you ready to trade in your car and upgrade to a different vehicle on our lot? Let our finance team streamline the process for you. We'll appraise your current vehicle to determine its trade-in value and help you find a pre-owned car, truck, or SUV that's just right for you. Our auto finance experts will also walk you through all of our financing options to make sure you get the best deal possible. 

Once you're approved, you can also use our online car payment calculator to determine how much your monthly payments will be based on your down payment, APR, and loan term, so you have all the information you need to make a smart purchase. View our online inventory of pre-owned cars, trucks, and SUVs for sale in Lancaster, Pennsylvania, and schedule a test drive today to find your next set of wheels. You can also explore our bargain inventory, which features a great selection of used vehicles that cost less than $15,000.

Don't let your credit history get in the way of finding your vehicle. If you have questions about your financing options or the application process, send us a message or give us a call at 888-887-3293. Our team of finance experts will work with you through every step of the process to help you secure financing and get back on the road. 

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