Financing with AutoOne

Vehicle Finance Team Image, Used Cars, Lancaster, PA - Keim Pre-Owned 

Interested in talking to an expert about car finance? Lancaster residents trust AutoOne dealerships to help them through the entire car financing experience. We understand that financing your next vehicle could be a little overwhelming sometimes. Something that most dealers do not realize is that the average person only goes through the car buying process once every 5-8 years. While dealers deal with the process thousand of times each year. That's why at AutoOne we want to provide you with as much information about this process as we can to hopefully put you at ease. Now take a deep breath and lets work together to help you get a reliable, safe and vehicle to fit your budget.

"Perfect credit" to "Less than perfect credit"

Chances are if you have perfect credit than your probably not reading about credit on our website, but if you are, we do offer a very competitive 1.47% interest rate for those who qualify.

For the rest of us AutoOne is here to help you out. We deal with more than a dozen different banks and are often able to get people financed who have been turned down from multiple other dealerships, and financed with a reputable bank that will help improve the customers credit score when they pay on time. 

We also keep in close contact with the financing organizations to know what cars they are more likely to approve to customers with "less than perfect" credit. In almost all cases the vehicles that are approved are Newest vehicles with the lowest miles.

 How do you know if you're approved?

Here is a rundown of the process. If you are local to Lancaster, York, Lebanon, Harrisburg, or Reading PA, I would recommend that you:

  1. Come on down

  2. Test drive the vehicle of choice

  3. Fill out the credit application

  4. Speak with one of our talented finance managers

If everything works out, you will drive home in your next car, vespa, or truck!

Do not forget to bring your:

  • Valid ID (drivers license)

  • Insurance card

  • Last 2 pay stubs

  • Title of your trade in (if applicable)

If you are not local and you live more than 45 minutes away and don't want to risk coming down unless you have a chance, then here are the steps for you.

  1. Click the link to your right, "Click here to get Pre approved now"

  2. Fill out the secure credit application.

  3. We will then contact you ASAP and talk about your options

  4. Then, come on down

  5. Test drive the vehicle of choice

  6. Speak with one of our talented finance managers

If everything works out, drive home with your next car or truck!

Don't forget to bring:

  • Valid ID(drivers license)

  • Insurance card

  • Last 2 pay stubs

  • Title of your trade in (if applicable)

Follow the above steps, and you will be on your way to affordable car finance. Lancaster residents, feel free to stop by for a test drive and to talk to an expert at AutoOne to see how we can help you with your next vehicle financing.

Are You Looking For A Monthly Car Payment That's $250 Or Under?

You know your budget and we, here at Auto One, want to help you find the right used car, truck, SUV, or van to match. Our used inventory is packed with pre-owned models in every style, size, and price range, but our average monthly payment for our used vehicles is $250 and under. This price range fits with many Pennsylvania drivers, whether you're from right here in Lancaster PA or further out in Ephrata PA, and we would love for you to explore you used vehicle options.

What Type Of Used Vehicles Can Be $250 And Under?

Ranging from cars and trucks to vans and SUVs, we have a long list of used vehicles that fit in the $250 and under category. We suggest searching through our current used models to see which one stands out to you. Our Manheim PA, Lititz, and beyond drivers can sort through models from every brand, including BMW, Chevrolet, Honda, Mercedes-Benz, Volkswagen, and more, and will find multiple model years, color options, and technological advancements in each.

Found A Used Vehicle That's Peaked Your Interest?

If so, don't hesitate to stop by our Auto One dealership to take it for a test drive. Browse through the CARFAX® Vehicle History Report, discuss your many auto financing options with our finance department, and fall in love with the low monthly payment that fits within your budget. If you have questions, feel free to contact us or swing by our Lancaster PA dealership today!


  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am – 6:00pm
  • Saturday 9:00am - 5:00pm
  • Sunday Closed